INSURANCE

BUSINESS

COVERAGE

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Commercial Property
Commercial General Liability
Marine
Windstorm
Flood
Worker’s Compensation
Business Automobile
Commercial Excess Liability
Bonding
Data Breach

PERSONAL

COVERAGE

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GIA Platinum’s High Value Homeowners Program
Homeowners
Windstorm
Flood
Automobile
Umbrella Liability
Boats / Yachts

EMPLOYEE

BENEFITS

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HEALTH INSURANCE BROKERAGE SERVICE

Major Medical (Fully Insured & Self-Funded)

Flexible Spending Accounts (FSA)

Health Savings Accounts (HSA)

Health Reimbursement Account (HRA)

Life Insurance (Basic Group & Voluntary Life)

Long and Short-Term Disability
Reference Based Pricing (RBP)

VOLUNTARY WORKSITE SOLUTIONS

Life and Accidental Death and Dismemberment

Disability Income Protection

Critical Illness Care Protection

Cancer Insurance

Hospital Reimbursement Coverage

Medical Gap Insurance

EMPLOYEE BENEFITS CONSULTING

Plan Contract and Document Review

Service Provider(s) Evaluation

Preparation and Submission of RFP’s

RFP Analysis, Evaluation and Summary

Benefits Program Selection and Implementation

Cost Projections and Risk Management Evaluation

Contribution/Funding Strategies

Compliance Assistance

NEGOTIATIONS

Evaluate and Qualify Providers of Service

RFP’s

Vendor Procurement

Contract Negotiations

Program Implementation

Training and Enrollment

Multi Year Agreement Negotiations

Performance Guarantees Negotiations

STRATEGIC PLANNING