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Windstorm Insurance

The Texas Windstorm Insurance Association (TWIA) is the state’s insurer of last resort for wind and hail coverage in the 14 coastal counties and parts of Harris County*. TWIA provides wind and hail coverage when insurance companies exclude it from homeowners and other property policies sold to coastal residents.

GIA is the state’s largest independent agency writer of windstorm through TWIA. For properties that qualify, GIA HAS MANY OTHER WINDSTORM OPTIONS AVAILABLE through other insurance companies.

Because we have been located on Galveston Island since 1892 we have established long term relationships with numerous windstorm markets and can customize windstorm coverage for clients of any size.

Texas Windstorm Insurance Association (TWIA)
Texas Department of Insurance (TDI)